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V-Sum

YAP

YAP has presented 1 V-Sum technical briefing. YAP is an API platform that sits between banks and businesses across Asia — think Marqeta-adjacent, but covering processing plus full retail-bank orchestration across five to seven Asian markets (roughly 300 fintechs in India today). The briefing walks through YAP's granular API catalogue (wallet / card issuing, multi-currency travel, neo-banking primitives) and a real YAP-powered product: PaisaBazaar's Step-Up credit card, an Indian credit-builder card where customers book a fixed deposit and 80% of the FD becomes the starting credit limit. The demo covers Indian identity verification (PAN, Aadhaar share-code, UIDAI OTP), UPI penny-drop account verification, instant issuance of both virtual and physical cards, and the card-control API for toggling channels, setting limits, and delivering statements as PDF or JSON for custom branding.

Topics: Payments, Cross-Border, Developer Tools

Briefings (1)

V-Sum Four

YAP Technical Briefing

YAP is an API platform that sits between banks and businesses across Asia — think Marqeta-adjacent, but covering processing plus full retail-bank orchestration across five to seven Asian markets (roughly 300 fintechs in India today). The briefing walks through YAP's granular API …