Goldfinch Finance
Goldfinch Finance Technical Briefing
Supported by IowaEDA
Overview
Goldfinch Finance presents their decentralized credit protocol at V-Sum Eleven. Presented by co-founder Mike Sall, covering how Goldfinch enables crypto lending to real-world businesses through Backer and Senior Pool mechanics.
0:00 Introduction to Goldfinch Finance
Mike Sall introduces Goldfinch — a decentralized credit protocol enabling crypto lending to real-world businesses without requiring crypto collateral.
0:38 Borrower pools and capital supply
Demo of the protocol — how capital flows into the Senior Pool and Borrower Pools (Almavest, Aspire, QuickCheck) reaching businesses globally.
1:31 Backers and liquidity providers
Goldfinch's two-sided model — Backers evaluate and fund specific borrower pools while Liquidity Providers supply capital to the Senior Pool for automated allocation.
4:01 Senior Pool mechanics
Deep dive into the Senior Pool — capital allocation across borrower pools, contributing and withdrawing funds, automatic diversification.
6:00 Borrower operations and repayment
The borrower perspective — how businesses draw down loans and make repayments that automatically flow back to capital providers on-chain.
6:57 GFI token and governance
GFI token distribution — staking rewards, governance rights, and the unlock schedule for community-distributed tokens.
Presented by Mike Sall — Goldfinch Finance
