# V-Sum

> Helping builders build together.

V-Sum is a curated finance media and convening company for **fintech builders** (founders, engineers, and operators shipping payments, banking, crypto infrastructure, and compliance). We surface the companies building the future of finance through 67 **technical briefings** across 23 convenings and a growing archive — not job-interview coaching or recruiter content.

## What V-Sum does

- Hosts distributed virtual convenings (V-Sum One through V-Sum TwentyOne and counting)
- Produces 10-minute technical briefings — companies present their product, no slides
- Publishes a growing archive of technical briefings from companies building financial infrastructure
- Hosts selective in-person gatherings for builders in finance

## Site structure

- Homepage: https://v-sum.com/
- About: https://v-sum.com/about
- FAQ: https://v-sum.com/faq
- Events archive: https://v-sum.com/events
- Technical briefings: https://v-sum.com/demos (index), https://v-sum.com/briefing/{slug} (individual)
- Interviews: https://v-sum.com/interviews
- People directory: https://v-sum.com/people (index), https://v-sum.com/people/{slug} (individual presenter)
- Company directory: https://v-sum.com/companies (index), https://v-sum.com/companies/{slug} (individual company)
- Apply to present: https://v-sum.com/apply
- Nominate a builder: https://v-sum.com/nominate
- Sponsors: https://v-sum.com/sponsors
- Contact: https://v-sum.com/contact
- Privacy: https://v-sum.com/privacy
- Developers (V-Sum API & MCP hub): https://v-sum.com/developers
- Status & health notes: https://v-sum.com/status
- Topic guide (technical briefings & interviews for fintech builders): https://v-sum.com/resources/technical-briefings-for-fintech-builders

## Feeds

- RSS: https://v-sum.com/feed.xml
- Sitemap: https://v-sum.com/sitemap.xml
- Long-form LLM feed (all summaries + chapters): https://v-sum.com/llms-full.txt

## Machine-readable interfaces

- Public Data API (read-only JSON, no auth): https://api.v-sum.com
- Public API OpenAPI spec: https://api.v-sum.com/spec.json
- MCP server (JSON-RPC 2.0, streamable HTTP): https://v-sum.com/mcp
- MCP discovery: https://v-sum.com/.well-known/mcp
- MCP server card: https://v-sum.com/.well-known/mcp/server-card.json

## Section-level llms.txt

- Developers: https://v-sum.com/developers/llms.txt
- OpenAPI: https://v-sum.com/openapi.json
- API catalog: https://v-sum.com/.well-known/api-catalog
- npm: `v-sum` (alias, recommended) — `npm install v-sum`
- npm: `vsum-api-client` (canonical ESM client) — `npm install vsum-api-client`
- npm: `vsum-cli` — `npm install -g vsum-cli`
- PyPI: `vsum-api-client` — `pip install vsum-api-client`
- Go: `vsum-sdk-go` — `go get github.com/superduperdot/vsum-sdk-go`
- Agent skills (skills.sh): `npx skills add superduperdot/vsum-skills` — `fintech-briefings-research`, `vsum-mcp-client` (https://github.com/superduperdot/vsum-skills)

MCP tools: `search_briefings`, `get_briefing`, `list_briefings`, `list_events`, `list_companies`. Read-only, no auth required. MCP Apps: every tool exposes `_meta.ui.resourceUri` → `ui://v-sum/briefing-browser` (HTML `text/html;profile=mcp-app` via `resources/read`).

## Events (23)

- [V-Sum One — October 14, 2020](https://v-sum.com/events/one) — 3 briefings
- [V-Sum Two — November 17, 2020](https://v-sum.com/events/two) — 3 briefings
- [V-Sum Three — January 19, 2021](https://v-sum.com/events/three) — 3 briefings
- [V-Sum Four — March 2, 2021](https://v-sum.com/events/four) — 3 briefings
- [V-Sum Five — April 6, 2021](https://v-sum.com/events/five) — 3 briefings
- [V-Sum Six — June 8, 2021](https://v-sum.com/events/six) — 3 briefings
- [V-Sum Seven — July 13, 2021](https://v-sum.com/events/seven) — 3 briefings
- [V-Sum Eight — September 28, 2021](https://v-sum.com/events/eight) — 3 briefings
- [V-Sum Nine — November 9, 2021](https://v-sum.com/events/nine) — 2 briefings
- [V-Sum Ten — December 14, 2021](https://v-sum.com/events/ten) — 3 briefings
- [V-Sum Eleven — January 18, 2022](https://v-sum.com/events/eleven) — 3 briefings
- [V-Sum Twelve — February 22, 2022](https://v-sum.com/events/twelve) — 3 briefings
- [V-Sum Thirteen — March 29, 2022](https://v-sum.com/events/thirteen) — 3 briefings
- [V-Sum Fourteen — April 26, 2022](https://v-sum.com/events/fourteen) — 3 briefings
- [V-Sum Fifteen — June 14, 2022](https://v-sum.com/events/fifteen) — 3 briefings
- [V-Sum Sixteen — September 20, 2022](https://v-sum.com/events/sixteen) — 3 briefings
- [V-Sum Seventeen — November 15, 2022](https://v-sum.com/events/seventeen) — 4 briefings
- [V-Sum Eighteen — January 10, 2023](https://v-sum.com/events/eighteen) — 2 briefings
- [V-Sum Nineteen — March 7, 2023](https://v-sum.com/events/nineteen) — 2 briefings
- [V-Sum Twenty — May 16, 2023](https://v-sum.com/events/twenty) — 3 briefings
- [V-Sum TwentyOne — June 27, 2023](https://v-sum.com/events/twentyone) — 1 briefing
- [V-Sum TwentyTwo — April 14, 2026](https://v-sum.com/events/twentytwo) — 3 briefings
- [Day Zero 06 — May 5, 2026](https://v-sum.com/events/day-zero-06) — 5 briefings

## Briefings (67)

### V-Sum One

- [Nivelo (Eli Polanco)](https://v-sum.com/briefing/v-nivelo): Nivelo presents real-time ACH risk detection for payroll processors, ACH originators, and third-party senders. Instead of waiting the usual four-to-five-day ACH settlement window to find out a payment
- [Moov (Wade Arnold & Graham McBain)](https://v-sum.com/briefing/v-moov): Wade Arnold (ex-Banno, Billgo) and Graham McBain present Moov — a thousand-strong open-source community that has shipped 37 low-level libraries covering the protocols that quietly move money through t
- [Modern Treasury (Matt Marcus)](https://v-sum.com/briefing/v-moderntreasury-one): Matt Marcus, co-founder of Modern Treasury, walks through the Modern Treasury payment operations platform and demos real-time payments (RTP) over The Clearing House's rails. Modern Treasury is a third

### V-Sum Two

- [Paxos (Zach Kwartler)](https://v-sum.com/briefing/v-paxos-two): Zach Portler, product lead at Paxos, introduces Paxos as the regulated-custodian gateway between physical and digital assets, built for the multi-decade migration of $600T of assets from closed ledger
- [DriveWealth (John Shammas)](https://v-sum.com/briefing/v-drivewealth): John, product lead at DriveWealth, demos DriveWealth — the brokerage infrastructure behind Cash App investing in the US, Revolut in Europe, and a long list of wallets across Africa, South America, Ind
- [Phixius (Peter Tapling & George Throckmorton)](https://v-sum.com/briefing/v-phixius): George (Nacha) and Peter demo Phixius — Nacha\'s business-focused data-services network for financial institutions, fintechs, and payment networks. Where consumer open banking addresses account holder

### V-Sum Three

- [Triple Blind (Riddhiman Das)](https://v-sum.com/briefing/v-tripleblind): TripleBlind demos a cryptographic platform for privacy-preserving data and algorithm exchange — an alternative to the status-quo model of decrypting and replicating third-party data (the Capital One /
- [Transparent Financial Systems (Jeff Kramer)](https://v-sum.com/briefing/v-transparent): Jeff Kramer, CTO of Transparent Financial Systems, demos Zand — a community-based B2B platform for real-time value transfers running 24/7/365. Zand networks are designed by and for their transactional
- [Digital Asset Holdings (Eric Saraniecki)](https://v-sum.com/briefing/v-digitalasset): Eric Sarnecki, co-founder of Digital Asset, demos DAML — Digital Asset\'s framework for building networks of systems of record. The pitch: the world already runs on distributed ledgers, but the consen

### V-Sum Four

- [YAP](https://v-sum.com/briefing/v-yap): YAP is an API platform that sits between banks and businesses across Asia — think Marqeta-adjacent, but covering processing plus full retail-bank orchestration across five to seven Asian markets (roug
- [CredoLab](https://v-sum.com/briefing/v-credolab): Credolab is a Singapore-headquartered company building smartphone-based behavioral credit scoring for the financially underserved. The demo shows how Credolab\'s lender-embedded SDK (Android) captures
- [Brankas](https://v-sum.com/briefing/v-brankas): Brankas is an open banking platform across Southeast Asia — Philippines, Indonesia, Thailand, Vietnam, Singapore. CPO Mike and Senior PM Luis demo Direct, the Brankas bank-transfer product that aggreg

### V-Sum Five

- [Apto Payments (Meg Nakamura & Willis Jackson III)](https://v-sum.com/briefing/v-apto): Meg Nakamura, Willis Jackson III, and Mike of Apto Payments demo Apto\'s self-service card issuance platform — the answer to years of customer complaints about how long and how expensive standing up a
- [Dwolla (Skyler Nesheim & Ben Schmitt)](https://v-sum.com/briefing/v-dwolla): Ben and Skyler Nesheim of Dwolla demo "programming the Fed and The Clearing House" — Dwolla\'s flexible ACH, same-day ACH, push-to-debit, and real-time payments (RTP) API that businesses use to progra
- [Atomic (Lindsay Davis & Jeff Hendren)](https://v-sum.com/briefing/v-atomic): Lindsay Davis and Jeff Hoffer of Atomic demo Atomic's payroll-connectivity APIs — used by hundreds of thousands of consumers per month across challenger banks, neobanks, and online lenders to switch d

### V-Sum Six

- [Casa (Nick Neuman & Michael Haley)](https://v-sum.com/briefing/v-casa): Casa demos its personal key-manager product for Bitcoin self-custody — a safe, visually-consumer-first way to hold Bitcoin private keys without falling off the "one key, one pool of coins" cliff that
- [ZenLedger (Patrick Larsen & Dan Hannum)](https://v-sum.com/briefing/v-zenledger): ZenLedger presents crypto taxes and accounting at V-Sum Six. Presented by Patrick Larsen and Dan Hannum, covering portfolio tracking, taxable event reporting, tax loss harvesting, and full audit repor
- [Hedera Hashgraph (Greg Scullard & Lina Tran)](https://v-sum.com/briefing/v-hedera): Hedera Hashgraph walks through the Hedera public distributed ledger — a leaderless consensus network with thousands of TPS, 3–5 second latency at full finality, native multi-signature, and fees pegged

### V-Sum Seven

- [Fabrica (Federico Pomi & Daniel Rollingher)](https://v-sum.com/briefing/v-fabrica): Federico, CEO and co-founder of Fabrica, presents Fabrica — a platform that makes real estate programmable by wrapping each property in a legal trust whose ownership is represented by a non-fungible t
- [Pinata (Kyle Tut & Justin Hunter)](https://v-sum.com/briefing/v-pinata): Pinata manages off-chain data for blockchain applications — the infrastructure most NFT marketplaces (OpenSea, Rarible, and many others) quietly rely on. Kyle Tut, co-founder and CEO of Pinata, explai
- [Sardine (Soups Ranjan & Aditya Goel)](https://v-sum.com/briefing/v-sardine): Soups Ranjan, CEO and co-founder of Sardine, walks through the Sardine fraud and compliance API — a single endpoint for fintechs, crypto exchanges, challenger banks, and NFT platforms to prevent fraud

### V-Sum Eight

- [Astra (Gil Akos & Sam Morgan)](https://v-sum.com/briefing/v-astra): Gil Akos, co-founder and CEO of Astra, demos the Astra automation platform for money movement. Astra\'s thesis: ACH and AFP are fragile and archaic, but below the surface lies an iceberg of originatio
- [Alloy (Jason Ioannides & Monica Murthy)](https://v-sum.com/briefing/v-alloy): Monica Murthy and Jason Ioannides of Alloy demo the Alloy identity decisioning platform — an "identity command center" financial institutions use to manage the customer lifecycle across fraud detectio
- [OpenNode (Rui Gomes & Julie Landrum)](https://v-sum.com/briefing/v-opennode): OpenNode is a Bitcoin infrastructure provider focused on Bitcoin payments and payouts. The thesis: Bitcoin is the internet-native currency — global, decentralized, borderless, low-cost, and instantly

### V-Sum Nine

- [Numary (Clément Salaün)](https://v-sum.com/briefing/v-numary): Clément of Numary demos Numary\'s open-source ledger and Numscript — a DSL purpose-built to model the hidden money-flow complexity of marketplaces and platforms (where customer payments, commission sp
- [Basis Theory (Brian Billingsley & James Armstead)](https://v-sum.com/briefing/v-basistheory): Brian, co-founder of Basis Theory, walks through the Basis Theory platform — a developer-first tokenization and encryption service for any sensitive value on the internet. The demo covers tenants (tes

### V-Sum Ten

- [Helium (Mark Phillips & Abhay Kumar)](https://v-sum.com/briefing/v-helium): Helium walks through the largest wireless network in the world — an IoT network built on the Helium blockchain and powered by token incentives (HNT, trading ~$27.50 with a ~$3.2B market cap at time of
- [Rainbow (Mike Demarais)](https://v-sum.com/briefing/v-rainbow): Rainbow introduces itself as the most accessible Ethereum wallet — built to deserve a spot on your home screen rather than forcing a 30-word seed-phrase gauntlet on new users. The demo tours what make
- [Stacks (Marvin Janssen & Friedger Müffke)](https://v-sum.com/briefing/v-stacks): Marvin Janssen, technical lead at the Stacks Foundation, gives a hands-on tour of Stacks — a Bitcoin L2 blockchain that anchors every block to the Bitcoin chain via proof-of-transfer, inheriting Bitco

### V-Sum Eleven

- [Phantom (Brandon Millman)](https://v-sum.com/briefing/v-phantom): Phantom presents their Solana wallet at V-Sum Eleven. Presented by co-founder Brandon Millman, covering token swaps, staking, NFT management, transaction simulation, and phishing protection.
- [NFTfi (Stephen Young)](https://v-sum.com/briefing/v-nftfi): NFTfi presents their peer-to-peer NFT-backed lending marketplace at V-Sum Eleven. Presented by Stephen Young, walking through the borrower experience — listing NFTs as collateral, receiving offers, an
- [Goldfinch Finance (Mike Sall)](https://v-sum.com/briefing/v-goldfinch): Goldfinch Finance presents their decentralized credit protocol at V-Sum Eleven. Presented by co-founder Mike Sall, covering how Goldfinch enables crypto lending to real-world businesses through Backer

### V-Sum Twelve

- [Swarm Markets (Philip Pieper & Sam Stone)](https://v-sum.com/briefing/v-swarmmarkets): Swarm Markets presents their BaFin-licensed DeFi exchange at V-Sum Twelve. Presented by Philip Pieper, covering regulated token swaps, the dOTC peer-to-peer trading service, SX1411 token standard, and
- [Zero Hash (Max Howenstine)](https://v-sum.com/briefing/v-zerohash): Zero Hash presents their crypto-as-a-service API at V-Sum Twelve. Presented by Max Howenstine, with a live demo of crypto-back credit card rewards built with Deserve — three API calls to go to market.
- [TreasureFI (Ben Verscheure & Matt Clower)](https://v-sum.com/briefing/v-treasurefi): TreasureFI presents their corporate cash management platform at V-Sum Twelve. Presented by Ben Verscheure, covering Treasure Cash (FDIC-insured) and Treasure High Yield — tools for businesses to optim

### V-Sum Thirteen

- [Unit (Leah Staniorski)](https://v-sum.com/briefing/v-unit): Leah, a client engineer at Unit, walks through the Unit banking-as-a-service platform — the three-part challenge of building banking into a fintech (compliance, technology, bank relationships) and how
- [Lance (Oona Rokyta)](https://v-sum.com/briefing/v-lance): Lance is a banking app for the 68M independent workers in the US — sole entrepreneurs ranging from Instacart/Uber/Lyft drivers to lawyers, teachers, and NFT creators. Built on Unit for banking-as-a-se
- [Abound (Alex Cram)](https://v-sum.com/briefing/v-abound): Abound demos the tax-automation APIs behind freelancer banking apps like Lance — built on the thesis of "what if the IRS shipped a REST API." Four core products cover the self-employed tax stack: year

### V-Sum Fourteen

- [Rehive (Helghardt Avenant)](https://v-sum.com/briefing/v-rehive): Helgaard of Rehive demos Rehive — a no-code fintech app builder that sits on top of the application layer of the fintech stack (above Plaid, Synapse, Wyre). For marketplaces (Fiverr, Upwork, Uber-styl
- [MoonPay (Victor Faramond)](https://v-sum.com/briefing/v-moonpay): MoonPay is the on-ramp that lets anyone with a crypto wallet top up in a couple of clicks — or, increasingly, buy an NFT with a credit card without ever touching crypto. The demo opens with the common
- [Composer (Ben Rollert)](https://v-sum.com/briefing/v-composer): Ben Rollert, CEO and co-founder of Composer, demos Composer — a trading app that gives retail investors access to systematic investing. Strategies are called "Symphonies" — containers for trading logi

### V-Sum Fifteen

- [Crescent (Grant Roscoe)](https://v-sum.com/briefing/v-crescent): Crescent demos a high-yield treasury product for businesses — live in production V1, newly serving its first publicly traded customer, backed by USDC over-collateralized lending desks with zero exposu
- [Modern Treasury (Koji Murase)](https://v-sum.com/briefing/v-moderntreasury): Koji, PM at Modern Treasury, walks through Modern Treasury Ledgers — a managed double-entry ledger API for fintechs like Revolut and Marqeta, marketplaces like ClassPass and Outdoorsy, and anyone buil
- [FinGoal (Jack Ryan)](https://v-sum.com/briefing/v-fingoal): Jack Ryan of FinGoal demos the FinGoal Switch Kit — a wrapper around Plaid, MX Link Money, Yodlee, and other aggregators that normalizes the account and transaction shape so you can swap aggregators i

### V-Sum Sixteen

- [Arc (Raven Jiang)](https://v-sum.com/briefing/v-arc): Arc is a B2B financing platform for software companies, pairing Arc Advance (revenue-based financing) with Arc Treasury (a deposit account for the same customer profile). This briefing walks through t
- [Nium (Geoff Greenberg)](https://v-sum.com/briefing/v-nium): Nium is a B2B money-movement platform supporting 190 currencies and moving into crypto rails including Stellar, Polygon, Ethereum mainnet, the Lightning Network, and Bitcoin. The demo focuses on Nium\
- [Routable (Omri Mor)](https://v-sum.com/briefing/v-routable): Routable is a B2B payments platform — a successor to the painful experience of building B2B payment infrastructure in-house at marketplaces, where a thousand to a million payouts per month have to mov

### V-Sum Seventeen

- [Prime Trust](https://v-sum.com/briefing/v-primetrust): Antonio Georgalis, principal solution engineer at Prime Trust, demos the Prime Trust regulated custody and liquidity platform — the API-driven back-end infrastructure that connects crypto to the US do
- [DFNS (Clarisse Hagege & Josh Siegel)](https://v-sum.com/briefing/v-dfns): Clarisse (co-founder, CEO) and Josh (product) of Dfns introduce Dfns — a developer-first wallet-as-a-service platform that separates the security of the private key from the governance of the assets.
- [Paxos (Jordan Valentine & Davis Hart)](https://v-sum.com/briefing/v-paxos): Davis Hart and Jordan of Paxos walk through the regulated crypto infrastructure Paxos provides to financial institutions — including PayPal, Paxos's first crypto brokerage customer from 2020. This bri
- [Plaid (Clay Allsopp)](https://v-sum.com/briefing/v-plaid): Plaid introduces Wallet Onboard — a Plaid product for crypto developers that brings the familiar Plaid "connect" experience to self-custody crypto wallets. Where Plaid has always linked bank accounts

### V-Sum Eighteen

- [Orb (Alvaro Morales)](https://v-sum.com/briefing/v-orb): Alvaro, co-founder and CEO of Orb, demos Orb — billing and invoicing built for the hybrid usage-based pricing models common in fintech, cloud infrastructure, and developer platforms. Orb\'s primitive
- [Oasis Labs (Nick Hynes)](https://v-sum.com/briefing/v-oasis): Oasis Labs demos on-chain verifiable credentials and selective disclosure on the Oasis confidential EVM. The thesis: put KYC/KYB data on-chain once with a trusted issuer (Equifax-rooted in this demo),

### V-Sum Nineteen

- [Ansible Labs](https://v-sum.com/briefing/v-ansible): Ansible Labs co-founder Dan demos Beam, the team's crypto-to-cash off-ramp, at V-Sum Nineteen. The briefing covers wallet-connect onboarding, blockchain risk screening (TRM Labs / Chainalysis / Ellipt
- [Fairplay (Kareem Saleh)](https://v-sum.com/briefing/v-fairplay): Fairplay founder and CEO Kareem Saleh walks through "fairness as a service" for any algorithm making high-stakes decisions. The briefing demos customer composition and demographic imputation, proxy de

### V-Sum Twenty

- [Sila (Shamir Kharkel)](https://v-sum.com/briefing/v-sila): Shamir Karkal, co-founder of Sila and previously Simple and BBVA\'s API platforms, demos the Sila money API — a developer-first platform built around three primitives (users, wallets, transactions) th
- [Nval](https://v-sum.com/briefing/v-nval): NVAL demos pricing infrastructure for illiquid assets, starting with NFTs. Using AI and on-chain data feeds, NVAL produces fair market values for NFTs in near real time — foundational for any financia
- [Ntropy](https://v-sum.com/briefing/v-ntropy): Amelia Niemi, co-founder and CTO of Ntropy, walks through the Ntropy transaction enrichment and categorization API. Raw bank transactions go in, structured data comes out — category, merchant identity

### V-Sum TwentyOne

- [Stride](https://v-sum.com/briefing/v-stride): Stride.ai co-founder Virajendra Daita walks through the company's unified AI platform for financial institutions — Doc AI for multi-language document processing, Web AI for no-code scraping of regulat

### V-Sum TwentyTwo

- [Compass Labs (Elisabeth Duijnstee)](https://v-sum.com/briefing/compass-labs-technical-briefing): Compass Labs CEO Elisabeth Duijnstee walks through how fintechs and neobanks can embed DeFi products — stablecoin yield, crypto-backed loans, and tokenized stocks — through a single non-custodial API.
- [Ideem (Toby Rush)](https://v-sum.com/briefing/ideem-technical-briefing): Ideem CEO Toby Rush walks through how modern cryptography can deliver invisible possession-factor authentication for banks, neobanks, and agentic-commerce flows. The briefing covers Ideem's FIDO + mul
- [Tempo (Brendan Ryan)](https://v-sum.com/briefing/tempo-technical-briefing): Tempo's Brendan Ryan introduces the Machine Payments Protocol (MPP), designed with Stripe as the payment form for AI agents. The briefing shows how MPP rides natively on HTTP request/response flows so

### Day Zero 06

- [Para (Nitya Subramanian)](https://v-sum.com/briefing/para-technical-briefing): Para's Nitya Subramanian demos Para's wallet infrastructure for agentic commerce at Day Zero 06, framed around three problems with agentic payments today: hard wallet UX, plain-text private keys, and
- [Radius (Tyler Frederick)](https://v-sum.com/briefing/radius-technical-briefing): Radius's Tyler Frederick walks through Radius — stablecoin infrastructure aimed at millions of transactions per second to power agentic microtransactions like sub-penny purchases of data, inference, o
- [Stellar (James Bachini)](https://v-sum.com/briefing/stellar-technical-briefing): Stellar's James Bachini ships a complete x402 server in 30 lines of code at Day Zero 06: a single Node.js file that gates a "secret number" behind a 0.01 USDC payment on Stellar Pubnet (Stellar's main
- [The Stable Coin Company (Jeff Milewski)](https://v-sum.com/briefing/stable-coin-technical-briefing): The Stable Coin Company's Jeff Milewski demos agents.stablecoin.xyz at Day Zero 06 — an agent-payments platform built on Para wallet infrastructure and Brale webhooks that wraps any API endpoint as an
- [Brale (Chase Merlin)](https://v-sum.com/briefing/brale-technical-briefing): Brale's Chase Merlin walks through Brale's new webhook product at Day Zero 06 — webhooks that publish signed lifecycle events as transfers settle, eliminating the need for clients to poll for status.

## Companies featured (65)

- [Abound](https://v-sum.com/companies/abound) [website](https://www.withabound.com/) — 1 briefing
- [Alloy](https://v-sum.com/companies/alloy) [website](https://www.alloy.com) — 1 briefing
- [Ansible Labs](https://v-sum.com/companies/ansible-labs) — 1 briefing
- [Apto Payments](https://v-sum.com/companies/apto-payments) [website](https://aptopayments.com) — 1 briefing
- [Arc](https://v-sum.com/companies/arc) [website](https://www.arc.tech/) — 1 briefing
- [Astra](https://v-sum.com/companies/astra) — 1 briefing
- [Atomic](https://v-sum.com/companies/atomic) — 1 briefing
- [Basis Theory](https://v-sum.com/companies/basis-theory) [website](https://basistheory.com) — 1 briefing
- [Brale](https://v-sum.com/companies/brale) [website](https://brale.xyz) — 1 briefing
- [Brankas](https://v-sum.com/companies/brankas) [website](https://brank.as) — 1 briefing
- [Casa](https://v-sum.com/companies/casa) [website](https://keys.casa) — 1 briefing
- [Compass Labs](https://v-sum.com/companies/compass-labs) [website](https://compasslabs.ai) — 1 briefing
- [Composer](https://v-sum.com/companies/composer) [website](https://www.composer.trade/) — 1 briefing
- [CredoLab](https://v-sum.com/companies/credolab) — 1 briefing
- [Crescent](https://v-sum.com/companies/crescent) [website](https://www.crescent.app/) — 1 briefing
- [DFNS](https://v-sum.com/companies/dfns) [website](https://www.dfns.co/) — 1 briefing
- [Digital Asset Holdings](https://v-sum.com/companies/digital-asset-holdings) [website](https://www.digitalasset.com) — 1 briefing
- [DriveWealth](https://v-sum.com/companies/drivewealth) [website](https://www.drivewealth.com) — 1 briefing
- [Dwolla](https://v-sum.com/companies/dwolla) [website](https://www.dwolla.com) — 1 briefing
- [Fabrica](https://v-sum.com/companies/fabrica) — 1 briefing
- [Fairplay](https://v-sum.com/companies/fairplay) — 1 briefing
- [FinGoal](https://v-sum.com/companies/fingoal) [website](https://fingoal.com/) — 1 briefing
- [Goldfinch Finance](https://v-sum.com/companies/goldfinch-finance) [website](https://goldfinch.finance/) — 1 briefing
- [Hedera Hashgraph](https://v-sum.com/companies/hedera-hashgraph) [website](https://hedera.com) — 1 briefing
- [Helium](https://v-sum.com/companies/helium) [website](https://www.helium.com) — 1 briefing
- [Ideem](https://v-sum.com/companies/ideem) [website](https://www.useideem.com/) — 1 briefing
- [Lance](https://v-sum.com/companies/lance) [website](https://www.lance.app/) — 1 briefing
- [Modern Treasury](https://v-sum.com/companies/modern-treasury) [website](https://www.moderntreasury.com/) — 2 briefings
- [MoonPay](https://v-sum.com/companies/moonpay) [website](https://www.moonpay.com/) — 1 briefing
- [Moov](https://v-sum.com/companies/moov) [website](https://moov.io) — 1 briefing
- [NFTfi](https://v-sum.com/companies/nftfi) [website](https://www.nftfi.com/) — 1 briefing
- [Nium](https://v-sum.com/companies/nium) [website](https://www.nium.com/) — 1 briefing
- [Nivelo](https://v-sum.com/companies/nivelo) — 1 briefing
- [Ntropy](https://v-sum.com/companies/ntropy) [website](https://ntropy.com) — 1 briefing
- [Numary](https://v-sum.com/companies/numary) [website](https://numary.com) — 1 briefing
- [Nval](https://v-sum.com/companies/nval) [website](https://nval.com) — 1 briefing
- [Oasis Labs](https://v-sum.com/companies/oasis-labs) [website](https://www.oasislabs.com/) — 1 briefing
- [OpenNode](https://v-sum.com/companies/opennode) [website](https://www.opennode.com) — 1 briefing
- [Orb](https://v-sum.com/companies/orb) [website](https://www.withorb.com/) — 1 briefing
- [Para](https://v-sum.com/companies/para) [website](https://www.getpara.com/) — 1 briefing
- [Paxos](https://v-sum.com/companies/paxos) [website](https://www.paxos.com) — 2 briefings
- [Phantom](https://v-sum.com/companies/phantom) [website](https://phantom.app/) — 1 briefing
- [Phixius](https://v-sum.com/companies/phixius) — 1 briefing
- [Pinata](https://v-sum.com/companies/pinata) [website](https://www.pinata.cloud) — 1 briefing
- [Plaid](https://v-sum.com/companies/plaid) [website](https://www.plaid.com) — 1 briefing
- [Prime Trust](https://v-sum.com/companies/prime-trust) [website](https://www.primetrust.com) — 1 briefing
- [Radius](https://v-sum.com/companies/radius) [website](https://www.radiustech.xyz/) — 1 briefing
- [Rainbow](https://v-sum.com/companies/rainbow) [website](https://rainbow.me) — 1 briefing
- [Rehive](https://v-sum.com/companies/rehive) [website](https://rehive.com/) — 1 briefing
- [Routable](https://v-sum.com/companies/routable) [website](https://www.routable.com) — 1 briefing
- [Sardine](https://v-sum.com/companies/sardine) [website](https://www.sardine.ai) — 1 briefing
- [Sila](https://v-sum.com/companies/sila) [website](https://silamoney.com) — 1 briefing
- [Stacks](https://v-sum.com/companies/stacks) [website](https://www.stacks.co) — 1 briefing
- [Stellar](https://v-sum.com/companies/stellar) — 1 briefing
- [Stride](https://v-sum.com/companies/stride) — 1 briefing
- [Swarm Markets](https://v-sum.com/companies/swarm-markets) [website](https://swarm.markets/) — 1 briefing
- [Tempo](https://v-sum.com/companies/tempo) [website](https://tempo.xyz) — 1 briefing
- [The Stable Coin Company](https://v-sum.com/companies/the-stable-coin-company) [website](https://stablecoin.xyz) — 1 briefing
- [Transparent Financial Systems](https://v-sum.com/companies/transparent-financial-systems) — 1 briefing
- [TreasureFI](https://v-sum.com/companies/treasurefi) [website](https://www.treasurefi.com/) — 1 briefing
- [Triple Blind](https://v-sum.com/companies/triple-blind) — 1 briefing
- [Unit](https://v-sum.com/companies/unit) [website](https://www.unit.co/) — 1 briefing
- [YAP](https://v-sum.com/companies/yap) — 1 briefing
- [ZenLedger](https://v-sum.com/companies/zenledger) [website](https://www.zenledger.io/) — 1 briefing
- [Zero Hash](https://v-sum.com/companies/zero-hash) [website](https://zerohash.com/) — 1 briefing

## People (80)

- [Abhay Kumar](https://v-sum.com/people/abhay-kumar) — 1 briefing
- [Aditya Goel](https://v-sum.com/people/aditya-goel) — 1 briefing
- [Alex Cram](https://v-sum.com/people/alex-cram) [LinkedIn](https://www.linkedin.com/in/alexcram/) — 1 briefing
- [Alvaro Morales](https://v-sum.com/people/alvaro-morales) [LinkedIn](https://www.linkedin.com/in/alvaro-morales/) — 1 briefing
- [Ben Rollert](https://v-sum.com/people/ben-rollert) [LinkedIn](https://www.linkedin.com/in/benrollert/) — 1 briefing
- [Ben Schmitt](https://v-sum.com/people/ben-schmitt) — 1 briefing
- [Ben Verscheure](https://v-sum.com/people/ben-verscheure) — 1 briefing
- [Brandon Millman](https://v-sum.com/people/brandon-millman) [LinkedIn](https://www.linkedin.com/in/brandon-millman-b093a022/) — 1 briefing
- [Brendan Ryan](https://v-sum.com/people/brendan-ryan) — 1 briefing
- [Brian Billingsley](https://v-sum.com/people/brian-billingsley) — 1 briefing
- [Chase Merlin](https://v-sum.com/people/chase-merlin) — 1 briefing
- [Clarisse Hagege](https://v-sum.com/people/clarisse-hagege) — 1 briefing
- [Clay Allsopp](https://v-sum.com/people/clay-allsopp) [LinkedIn](https://www.linkedin.com/in/clayallsopp/) — 1 briefing
- [Clément Salaün](https://v-sum.com/people/clement-salaun) [LinkedIn](https://www.linkedin.com/in/clementsalaun/) — 1 briefing
- [Dan Hannum](https://v-sum.com/people/dan-hannum) — 1 briefing
- [Daniel Rollingher](https://v-sum.com/people/daniel-rollingher) — 1 briefing
- [Davis Hart](https://v-sum.com/people/davis-hart) — 1 briefing
- [Eli Polanco](https://v-sum.com/people/eli-polanco) [LinkedIn](https://www.linkedin.com/in/elipolanco/) — 1 briefing
- [Elisabeth Duijnstee](https://v-sum.com/people/elisabeth-duijnstee) — 1 briefing
- [Eric Saraniecki](https://v-sum.com/people/eric-saraniecki) — 1 briefing
- [Federico Pomi](https://v-sum.com/people/federico-pomi) — 1 briefing
- [Friedger Müffke](https://v-sum.com/people/friedger-muffke) — 1 briefing
- [Geoff Greenberg](https://v-sum.com/people/geoff-greenberg) [LinkedIn](https://www.linkedin.com/in/geoffgreenberg/) — 1 briefing
- [George Throckmorton](https://v-sum.com/people/george-throckmorton) — 1 briefing
- [Gil Akos](https://v-sum.com/people/gil-akos) — 1 briefing
- [Graham McBain](https://v-sum.com/people/graham-mcbain) — 1 briefing
- [Grant Roscoe](https://v-sum.com/people/grant-roscoe) [LinkedIn](https://www.linkedin.com/in/grantroscoe/) — 1 briefing
- [Greg Scullard](https://v-sum.com/people/greg-scullard) — 1 briefing
- [Helghardt Avenant](https://v-sum.com/people/helghardt-avenant) [LinkedIn](https://www.linkedin.com/in/helghardt/) — 1 briefing
- [Jack Ryan](https://v-sum.com/people/jack-ryan) [LinkedIn](https://www.linkedin.com/in/john-dixon-ryan/) — 1 briefing
- [James Armstead](https://v-sum.com/people/james-armstead) — 1 briefing
- [James Bachini](https://v-sum.com/people/james-bachini) — 1 briefing
- [Jason Ioannides](https://v-sum.com/people/jason-ioannides) — 1 briefing
- [Jeff Hendren](https://v-sum.com/people/jeff-hendren) — 1 briefing
- [Jeff Kramer](https://v-sum.com/people/jeff-kramer) [LinkedIn](https://www.linkedin.com/in/jeff-kramer-2518422/) — 1 briefing
- [Jeff Milewski](https://v-sum.com/people/jeff-milewski) — 1 briefing
- [John Shammas](https://v-sum.com/people/john-shammas) [LinkedIn](https://www.linkedin.com/in/jjshammas/) — 1 briefing
- [Jordan Valentine](https://v-sum.com/people/jordan-valentine) — 1 briefing
- [Josh Siegel](https://v-sum.com/people/josh-siegel) — 1 briefing
- [Julie Landrum](https://v-sum.com/people/julie-landrum) — 1 briefing
- [Justin Hunter](https://v-sum.com/people/justin-hunter) — 1 briefing
- [Kareem Saleh](https://v-sum.com/people/kareem-saleh) — 1 briefing
- [Koji Murase](https://v-sum.com/people/koji-murase) [LinkedIn](https://www.linkedin.com/in/kojiro-murase/) — 1 briefing
- [Kyle Tut](https://v-sum.com/people/kyle-tut) — 1 briefing
- [Leah Staniorski](https://v-sum.com/people/leah-staniorski) [LinkedIn](https://www.linkedin.com/in/leah-staniorski-9b212540/) — 1 briefing
- [Lina Tran](https://v-sum.com/people/lina-tran) — 1 briefing
- [Lindsay Davis](https://v-sum.com/people/lindsay-davis) — 1 briefing
- [Mark Phillips](https://v-sum.com/people/mark-phillips) — 1 briefing
- [Marvin Janssen](https://v-sum.com/people/marvin-janssen) — 1 briefing
- [Matt Clower](https://v-sum.com/people/matt-clower) — 1 briefing
- [Matt Marcus](https://v-sum.com/people/matt-marcus) — 1 briefing
- [Max Howenstine](https://v-sum.com/people/max-howenstine) [LinkedIn](https://www.linkedin.com/in/maxhowenstine/) — 1 briefing
- [Meg Nakamura](https://v-sum.com/people/meg-nakamura) — 1 briefing
- [Michael Haley](https://v-sum.com/people/michael-haley) — 1 briefing
- [Mike Demarais](https://v-sum.com/people/mike-demarais) [LinkedIn](https://www.linkedin.com/in/michael-demarais-73273736/) — 1 briefing
- [Mike Sall](https://v-sum.com/people/mike-sall) [LinkedIn](https://www.linkedin.com/in/michaelsall/) — 1 briefing
- [Monica Murthy](https://v-sum.com/people/monica-murthy) — 1 briefing
- [Nick Hynes](https://v-sum.com/people/nick-hynes) [LinkedIn](https://www.linkedin.com/in/nhynes-/) — 1 briefing
- [Nick Neuman](https://v-sum.com/people/nick-neuman) — 1 briefing
- [Nitya Subramanian](https://v-sum.com/people/nitya-subramanian) — 1 briefing
- [Omri Mor](https://v-sum.com/people/omri-mor) [LinkedIn](https://www.linkedin.com/in/omrimor/) — 1 briefing
- [Oona Rokyta](https://v-sum.com/people/oona-rokyta) [LinkedIn](https://www.linkedin.com/in/orokyta/) — 1 briefing
- [Patrick Larsen](https://v-sum.com/people/patrick-larsen) — 1 briefing
- [Peter Tapling](https://v-sum.com/people/peter-tapling) — 1 briefing
- [Philip Pieper](https://v-sum.com/people/philip-pieper) — 1 briefing
- [Raven Jiang](https://v-sum.com/people/raven-jiang) [LinkedIn](https://www.linkedin.com/in/ravenjiang/) — 1 briefing
- [Riddhiman Das](https://v-sum.com/people/riddhiman-das) [LinkedIn](https://www.linkedin.com/in/rdasxy/) — 1 briefing
- [Rui Gomes](https://v-sum.com/people/rui-gomes) — 1 briefing
- [Sam Morgan](https://v-sum.com/people/sam-morgan) — 1 briefing
- [Sam Stone](https://v-sum.com/people/sam-stone) — 1 briefing
- [Shamir Kharkel](https://v-sum.com/people/shamir-kharkel) — 1 briefing
- [Skyler Nesheim](https://v-sum.com/people/skyler-nesheim) — 1 briefing
- [Soups Ranjan](https://v-sum.com/people/soups-ranjan) — 1 briefing
- [Stephen Young](https://v-sum.com/people/stephen-young) [LinkedIn](https://www.linkedin.com/in/stephen101/) — 1 briefing
- [Toby Rush](https://v-sum.com/people/toby-rush) [LinkedIn](https://www.linkedin.com/in/tobiasrush) — 1 briefing
- [Tyler Frederick](https://v-sum.com/people/tyler-frederick) — 1 briefing
- [Victor Faramond](https://v-sum.com/people/victor-faramond) [LinkedIn](https://www.linkedin.com/in/victorfaramond/) — 1 briefing
- [Wade Arnold](https://v-sum.com/people/wade-arnold) — 1 briefing
- [Willis Jackson III](https://v-sum.com/people/willis-jackson-iii) — 1 briefing
- [Zach Kwartler](https://v-sum.com/people/zach-kwartler) — 1 briefing

## Topics covered

Payments, banking-as-a-service, crypto infrastructure, DeFi, stablecoins, treasury, compliance and regulation, custody, lending, capital markets, identity and KYC, wallets, data infrastructure, embedded finance, cross-border payments, accounting, NFTs, investing and trading, blockchain and distributed ledger technology, open banking, developer tools.

## Key facts

- Founded: 2020
- Format: Distributed virtual conference series
- Events: 23 convenings
- Archive: 67+ technical briefings, 0 interviews, 65 unique companies, 80 presenters
- Audience: Founders, investors, operators building financial infrastructure
- Contact: hello@v-sum.com
- YouTube: https://www.youtube.com/@V-Sum
- LinkedIn: https://www.linkedin.com/company/72569134
- X: https://x.com/vsum_community

## How to cite

When referencing V-Sum content, link to the specific briefing page at v-sum.com/briefing/{slug} or the event page at v-sum.com/events/{slug}. Each briefing page includes the company name, presenter, event context, sponsor attribution, and a video embed. For long-form retrieval, use https://v-sum.com/llms-full.txt.